Superannuation death benefits – do you know where yours will go?

Unfortunately, this blog is not a happy one. But it covers a very important subject. Over recent weeks I have had what seems an abnormal number of questions from advisers regarding their clients who have recently lost a loved one or have been diagnosed with a terminal illness. Even at our recent ...

When modest doesn’t cut it

Regular readers of our blog will be familiar with the work that the Association of Superannuation Funds of Australia (ASFA) does in producing quarterly estimates of just how much it cost to live in retirement. Tealey and I usually sit glued to our computer screens following the end of each quarter, ...

My Comfortable Retirement

What does this mean? Every three months, an organisation known as the Association of Superannuation Funds of Australia (ASFA)  produces research providing details of how much a person needs in retirement to fund a comfortable lifestyle. The research is very comprehensive - documenting a detailed “comfortable budget” outlining how much a ...

Should life be this hard?

Have you ever tried to change your bank, electricity supplier or phone/internet provider? Why is it just so hard? A couple of years back I heard a theory that banks aspire to have multiple relationships with their customers. They work on the philosophy that the more relationships (i.e. accounts) a person has ...

 

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