Recent Posts by Peter Kelly

More about super contributions

A couple of weeks’ back I covered the rules around the timing of superannuation contributions. In line with the same theme, I thought it would be worthwhile to revisit some other important things to keep in mind about contributions, especially considering some of the significant changes that came into effect from ...

Planning on making super contributions this financial year?

As we move into the start of the fourth quarter of the financial year, it is timely that we turn our mind to tax planning and the things we need to be considering as 30 June looms ahead. Firstly, you need to be very mindful of the correct timing of superannuation ...

Scared of losing your marbles… or just your super?

We have previously written on a number of occasions about the risks of internet-driven identity theft and perhaps, more importantly, the theft of our hard-earned savings. But did you know that thousands of Australians have indirectly ‘given’ billions of dollars of their super to the Australian Taxation Office (ATO)? This is not ...

Dividend imputation – what does Labor’s announcement mean?

In the past week, there has been an enormous kerfuffle about Mr Shorten’s plans to abolish the refunding of excess franking credits. On the surface, this might look like a topic that is best ignored, however, there has been so much media commentary both in favour of and against the proposal, ...

Helping the kids into the housing market

Hardly a week goes by without mainstream media reminding us of Australia’s predominantly East Coast housing affordability crisis and just how difficult it is for young people to break into the housing market and buy their first home. The government has introduced initiatives such as the First Home Super Savers scheme, ...

Should life be this hard?

Have you ever tried to change your bank, electricity supplier or phone/internet provider? Why is it just so hard? A couple of years back I heard a theory that banks aspire to have multiple relationships with their customers. They work on the philosophy that the more relationships (i.e. accounts) a person has ...

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