On 12 December 2017, I will have been working in the financial services sector for 50 years. With all that experience you would think I had all the answers and didn’t need to use a financial planner. I should by now, know everything I need to know to ensure I have ...
I am quite sure I am not on my own when I ask the question – where did the last 24 hours go? It is not uncommon to find life and time becoming a blur. Work, family and personal commitments all take time but have you ever wondered exactly how much? What ...
Anyone who has seen the 1999 movie – was it that long ago? – ‘The Castle’ will be familiar with Darryl Kerrigan and his attitude towards his home – his castle. It was the quintessential house sitting on a quarter acre block in the suburbs, albeit under to flight path ...
Hardly a week goes by without the media raising questions about our preparedness for retirement. A lot of the media attention is driven off the back of research surveys and projects that appear to be the ‘flavour of the month’. But then, with around a quarter of a million Australian baby-boomers ...
On numerous occasions, I have written about the requirements for a person entering residential aged care to complete a Permanent Residential Aged Care – Request for a Combined Assets and Income Assessment (SA457) form. Sounds a little frightening, and it can be. It is 28 pages long with over 140 ...
For anyone who knows me, I have a standard answer for questions like this. And that answer is ‘it depends’. Whether it is planning for retirement, buying a new home, deciding what school to send the kids to, what job to take, or where to go for holidays, there are simply ...
Applying for an age pension is not easy. There is a comprehensive and complicated application form with an extensive number of questions to be answered and depending on your circumstances, innumerable documents that need to be photocopied and lodged as well. If an application is successful and the age pension is granted, ...
For many older Australians, superannuation is a relatively new concept, having only been available to the masses since the mid-1980’s. Although ‘award based’ superannuation first appeared in 1985, the more formal compulsory superannuation guarantee system was introduced in 1992. Before becoming compulsory, employer sponsored superannuation was pretty much optional. Certainly, public ...
During my working life, I have always looked forward to the stress-free and simple life I would be able to lead once I retired, but as I draw closer to the magic day, I am not sure how stress-free and simple retirement will be. For most of us, by the time ...
Do you know what it is like when you get a tune in your head and you just can’t shift it? Well, it has just happened to me. The words of John Lennon and Yoko Ono’s ‘Happy Xmas (War is Over)’ are in a continuous loop in my mind. ‘Another year over ...
PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.
Tealey’s ambition is to change how people think about their retirement, he wants people to dream, plan and realise retirement is not defined by a magical age prescribed by the legislation.
The information contained within this website is provided in good faith. Any information is provided as a general guide only and does not take into account the objectives, financial situation or needs of any individual. Accordingly before acting on any advice or information contained within this website you should consider the appropriateness having regard to your specific individual objectives, financial situation and/or needs. Whilst every effort has been made to ensure the accuracy of the information, no liability shall be assumed on any ground whatsoever with respect to decisions or actions taken as a result of acting upon such information. We strongly recommend that independent professional advice be obtained and additionally a copy of any relevant Product Disclosure Statement before making any decision about whether to acquire a particular financial product.
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