Do you ever stop and wonder why you made certain decisions in the past? More specifically – do you ever question what you have purchased, that has now become a significant ‘millstone around your neck’. As we journey through life, we often acquire things that “seemed like a good idea at the ...
For some reason, that always seems to evade me, the end of the calendar year is often referred to as the ‘silly season’. Apparently the term has its roots in the media, and refers to that time of the year when news is slow and the media is reliant on publishing ...
Over time your perspective can change. This is influenced by numerous factors including age, education, your varied life experiences, family, a circle of friends, and no doubt – travel. I myself am a good example of changing my perspective over time. Especially if I recount my own personal experiences from the ...
On 1 January 2015 the official social security assessment process of account-based pensions (ABP) for the purposes of establishing a person’s age pension entitlement was changed. Prior to this date – the balance of the ABP was assessed as an asset, and for the purposes of calculating the income to be ...
Like the majority of Australians at the moment – I have caught a fever which mysteriously flares up once every four years. This particular fever can be identified when the person exhibits the following symptoms over a two week period. The person will sweat, cry, show signs of Tourette Syndrome with the ...
Back in October 2014, when we first started writing for our blog, Mark and I often spoke about what a ‘perfect’ day in retirement would look like. It would include where we would live, how we would spend our time, what places we would visit, and how in-shape we would ...
Over the past week or so I have been reading a couple of articles that painted a rather gloomy outlook for retirees in the coming years. Most Australians will be reliant on the government age pension to meet all, or a part, of their income needs – at least some time ...
For most people, being debt free in retirement is a priority. Others find the concept of ’good debt’ in retirement less stressful. From an age/service pension perspective the correct structuring of good debt is important to ensure that any entitlement you may receive is not adversely affected. When it comes to the ...
During the recent school holidays I was walking past a playground on my way to a meeting. The thing that struck me was not so much the number of children enjoying the fresh air on pleasant Queensland winters day, but the number of older people caring for those children. Sure – there ...
When we hear the words ‘financial planner’ or ‘financial adviser’ our first impression is often the idea of someone who provides investment advice – what shares to buy, whether to invest in property, and which term deposits offer the best yield. In some cases; investment advice might extend to exotic investments ...
PK believes people have the right to accurate, affordable and unbiased information that addresses all aspects of their preferred retirement lifestyle, thereby giving them the opportunity to make informed decisions that will empower them to live out their lives with dignity, certainty and security.
Tealey’s ambition is to change how people think about their retirement, he wants people to dream, plan and realise retirement is not defined by a magical age prescribed by the legislation.
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